Answer
The first current attachment is used, or the first image in your explicit reply when there is no new attachment. External images need to be uploaded first. Center images must be still PNG, JPEG or WebP, at most 5 MiB and 16 megapixels. Photos are cropped into a rounded rectangle.
The center image can be made smaller for readability after decoding checks; it is not silently removed. Only an explicit no-center-image request produces a plain QR. The saved attachment remains a lossless PNG, though save and share controls vary by client.

